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Fireworks in Western North Carolina
Category: Real Estate/Western North Carolina & East Tennessee
The Citizens Times has all the location for fireworks around Western North Carolina. Fireworks in the mountains always make for a great show. Asheville downtown, Tourist, and local communities all light ...Friday, 25 June 2010 -
Put lawn upkeep on autopilot
Category: Real Estate/Home Improvement
A look at the latest in sprinkler timers Everyone loves a nice-looking yard, but dragging those hoses and sprinklers around to keep everything watered can be a real chore -- especially when you add in ...Tuesday, 07 October 2008 -
Deck-staining that can't fail
Category: Real Estate/Home Improvement
... a new deck as soon as the wood has dried and settled in. Yours could be done at any time the weather conditions are appropriate, and should be repeated every couple of years, depending on weather conditions. ...Tuesday, 07 October 2008 -
Sellers, don't be difficult when showing home
Category: Real Estate/Seller
Tips on decluttering, accommodating buyers, staying sane Selling a home while you're living in it can be trying during any market. Today's sellers are generally looking at a longer marketing time than ...Tuesday, 07 October 2008 -
Kitchen is no place to skimp on lighting
Category: Real Estate/Home Improvement
... number of them to provide even, shadow-free lighting on all the counters. Small halogen fixtures, typically called puck lights for their resemblance to small hockey pucks, are also sometimes used in these ...Thursday, 20 March 2008 -
Picking the right sander for the job
Category: Real Estate/Home Improvement
... proposition at times, but luckily over the years many manufacturers have introduced power sanders to make the task easier and less messy. Here's a look at the four main types of power sanders, along with ...Sunday, 27 January 2008 -
The Critical Role of the REALTOR®
Category: Real Estate/National
... plans and make copies 42. Order Survey or Real Estate Property Report 43. Prepare showing instructions for buyers agent’s 44. Set up with sellers acceptable Open House and Showing Time hours ...Friday, 11 January 2008 -
Asheville in Top 10 Real Estate Markets in 2007
Category: Real Estate/Western North Carolina & East Tennessee
... Board of REALTORS® shows an increase in inventory and days on the market but apparently prices are still holding. It is a great time to own real estate in Western North Carolina. National ...Tuesday, 01 January 2008 -
The Mortgage Checklist
Category: Real Estate/Mortgages
... paid in full within six months need not be included. If you're a first-timer, the process can be overwhelming. It pays to find out what you need in the way of paperwork well before you start applying ...Wednesday, 26 December 2007 -
Should you Refinance your Adjustable-Rate Mortgage?
Category: Real Estate/Mortgages
... rate staying low for that time. However, sometimes the unexpected happens - they may fall in love with the house, and decide to stay there long-term. In that case, switching to a fixed-rate mortgage ...Wednesday, 26 December 2007 -
How Much Can You Afford to Borrow?
Category: Real Estate/Mortgages
... you're deciding on the terms. Interest rates can be either fixed or variable, and this is one of the best reasons to shop around. Few first-time home-owners stay in their house for the full term ...Wednesday, 26 December 2007 -
11 Ways to Easily Boost Your Curb Appeal in a Weekend
Category: Real Estate/Seller
If you're selling your home soon, ensure that prospective buyers will want to come inside by sprucing up the exterior before they drive by. And surprisingly, it doesn't have to be a time-consuming ...Wednesday, 26 December 2007 -
The Dangers of Not Using a Home Inspector
Category: Real Estate/Buyer
... signs that indicate these kinds of issues. One perceived problem with home inspections is the time it takes to get them arranged and completed. Often it’s only a day or two, but if you’ve found ...Wednesday, 26 December 2007 -
Rethinking your home search
Category: Real Estate/Buyer
... bill, and have only made an offer or two during that timeframe. The property you really loved turned out to be entirely too expensive. You lost out in a multiple-offer competition on a property that ...Wednesday, 26 December 2007 -
Pros and Cons of Buying Fixer-Upper Home
Category: Real Estate/Buyer
Buying a fixer-upper home can certainly be profitable. But if you're not careful, it can also lead to a financial misstep. Here are tips to keep you on the right track. Many first-time buyers are ...Wednesday, 26 December 2007 -
Key Factors to Consider Before Buying a Brand-New Home
Category: Real Estate/Buyer
... in the business of new home construction. Check with your Better Business Bureau to investigate any potential complaints filed against the builder. This investigation may take some time, but it could ...Wednesday, 26 December 2007 -
From the Roof to the Floor, It's Always Wise to Determine Lifespan
Category: Real Estate/Buyer
... or damaged shingles, holes in stucco, crumbling mortar, cracks, and pest damage. Periodic washing will help prolong its life. Brick, stucco and stone:Steel:Vinyl:Wood:Aluminum: Lifetime50 ...Wednesday, 26 December 2007 -
Top Renovation Mistakes
Category: Real Estate/Home Improvement
... increase the desirability of your home when it comes time to sell. They don't add much in terms of value, however. A second bathroom is a great prospect for increasing the value of your home, and can ...Wednesday, 26 December 2007 -
Moving with Pets
Category: Real Estate/Moving
... flight time, and give them water two hours before. Place a favorite toy and an old item of your clothing in the container to help comfort them. Label the container clearly with the name and contact ...Wednesday, 26 December 2007 -
Is it Time to Sell?
Category: Real Estate/Seller
... but don't improve your home to the point where it's the most expensive one in the neighborhood. Other Considerations Some times of year are more profitable than others when it comes to selling ...Wednesday, 26 December 2007 -
When to Fire Your Mortgage Lender
Category: Real Estate/Mortgages
Buying a house is the most significant purchase that most people will make in their lifetime. It's important to use a reputable mortgage broker that you can trust - don't ignore the warning signs of ...Wednesday, 26 December 2007 -
Investing in Foreclosures
Category: Real Estate/Investing
A foreclosure occurs when a borrower defaults on a mortgage loan. As the process begins, the lender often gives the borrower ample time to repay the back due portion of the loan. However, when the ...Wednesday, 26 December 2007 -
6 Reasons to Get a Move On in the Summer
Category: Real Estate/Buyer
... better time to get rid of the clutter that will either distract potential buyers or that you will have to haul to your new home. Get your neighbors to participate and make it a block sale for better ...Wednesday, 26 December 2007 -
Choosing Your Ideal Neighborhood
Category: Real Estate/Buyer
... where to live is having a commute time under 45 minutes. Seventy-five percent also wanted easy access to highways. Visit the neighborhood at different times of day and night and talk to as many local ...Wednesday, 26 December 2007 -
TV star reveals home-flipping secrets
Category: Real Estate/Home Improvement
... a Time Line"; "Improving the Property"; "Staging the Flip"; "Flip-Flops"; and "Frequently Asked Questions." This new book is designed to overcome virtually every objection a potential home flipper ...Wednesday, 26 December 2007 -
Tips for First-time Buyers
Category: Real Estate/Buyer
If you're a first-time home buyer, you've probably discovered that you have a lot to learn - and unfortunately, it's all too easy to get burned. But don't be discouraged. By doing some research, you ...Wednesday, 26 December 2007 -
Open Houses '101'
Category: Real Estate/Seller
... you don't have to keep an eye on children or dogs at the same time. It's a nice gesture to let your neighbors know a few days in advance that you're planning an open house. If you're on good terms ...Wednesday, 26 December 2007 -
Moving Made Easier and More Affordable
Category: Real Estate/Moving
Moving to a new home can be a stressful time. You can often feel rushed and under pressure - and it can be an expensive business, too. When you're moving an entire houseful of possessions, it definitely ...Wednesday, 26 December 2007 -
How to Negotiate for Top Dollar
Category: Real Estate/Seller
... with Inspections and ClosingsAnother way to ensure you get top dollar for your home is to be generous with the inspection times and closing date. For example, a buyer might make an offer on your ...Wednesday, 26 December 2007 -
Cut Your Closing Costs
Category: Real Estate/Buyer
... time of application. Credit report fee - the buyer's credit history is reviewed as part of the application process. Appraisal fee for the property. Pre-paid interest - the interest on the loan ...Wednesday, 26 December 2007 -
How Long Should Your Mortgage Be?
Category: Real Estate/Mortgages
... 50- year mortgage on a home you plan to live in the rest of your life, you will be paying over $700,000 in total for a $200,000 home. Smart Planning Now Can Pay Big Dividends Over Time You don't ...Wednesday, 26 December 2007 -
All About Escrow Accounts
Category: Real Estate/Mortgages
... once they have been signed by the seller. Once an escrow account has been created, the buyer and seller both have an agreed-upon period of time in which to place the deposit and the title documents ...Wednesday, 26 December 2007 -
Deciding on a Mortgage Lender
Category: Real Estate/Mortgages
... Portfolio LendersBanks and some other large institutions have their own portfolios of loans that they do not sell on the secondary market. The terms of portfolio loans are sometimes not as competitive ...Wednesday, 26 December 2007 -
Mortgage Glossary
Category: FAQs/General
... of the seller. Amortization - The process of repayment of a loan with periodic payments of both principal and interest calculated to payoff the loan at the end of a fixed period of time, the loan ...Wednesday, 26 December 2007 -
Everything You Need to Know About Mortgage Interest Rates
Category: Real Estate/Mortgages
... that your lender provides a written promise to hold your interest rate at an agreed amount until the loan is processed. This means that if interest rates rise in the meantime, you can retain the ...Wednesday, 26 December 2007 -
Is an Interest-only Loan for You?
Category: Real Estate/Mortgages
... between one and five years, sometimes extending as long as ten years. After this time, the borrower has the option to pay the principal, convert to an amortized (principal and interest payment) loan, ...Wednesday, 26 December 2007 -
Tighter Lending Rules Could Backfire
Category: Real Estate/Mortgages
... it is adjusted every six months to equal the value of the rate index at the time of the adjustment, plus a margin, which is fixed for the life of the loan. Any rate increase may be limited by a rate-adjustment ...Wednesday, 26 December 2007 -
How to Find the Best Loan for You
Category: Real Estate/Mortgages
... of default and the loan must be given out by an FHA approved lending institution. First-time homebuyers often choose this type of loan and while the interest rates are competitive with other types ...Wednesday, 26 December 2007 -
When you can and can't claim homeowner tax breaks
Category: Real Estate/Mortgages
... the mortgage in our names at that time? --Josette R. DEAR JOSETTE: Because your names are on the title to your personal residence, you are obligated to pay the mortgage and property tax payments ...Wednesday, 26 December 2007 -
How to Finance a Remodel
Category: Real Estate/Mortgages
... for both loans at the same time, as you cannot add an EEM after the regular loan has been granted. Once your EEM has been approved, you have between 90 and 180 days to make the improvements. Money-saving ...Wednesday, 26 December 2007 -
Smart Ways to Stay Cool
Category: Real Estate/Home Improvement
... summer has been no exception. Here are quick tips to keep air conditioning costs low while staying cool: Install a programmable thermostat. You can set the thermostat temperature according to time and ...Wednesday, 26 December 2007 -
The Best Way to Sell Your Home Quickly
Category: Real Estate/Seller
... You're moving anyway, so why not start packing early? Getting a head start will save you time when you're ready to move out and it will help make your home more attractive to buyers. Reduce the clutter ...Wednesday, 26 December 2007 -
How to Sell Your Starter Home
Category: Real Estate/Seller
First-time buyers typically have less money to spend on a home than more experienced property owners. If you're selling a smaller home, with one or two bedrooms and bathrooms, you may want to consider ...Wednesday, 26 December 2007 -
Home Sellers Hit Roadblocks in Today's Market
Category: Real Estate/Seller
... More prospective home buyers are in the market at this time of the year than during any other season. TOP FIVE REASONS SOME HOMES DON'T SELL. If your house or condo is listed for sale with a successful ...Wednesday, 26 December 2007 -
How to Avoid Paying the Capital Gains Tax
Category: Real Estate/Mortgages
... of your home Your overall income (your tax bracket) The length of time you held your investment (in this case, your home) When selling your primary residence, you may be permitted to exclude up to ...Wednesday, 26 December 2007 -
Getting Your Home Ready for a Showing
Category: Real Estate/Seller
... any time. If you're serious about selling, you and your house must be prepared whenever buyers have time to come by. Make sure you do these 5 things everyday before you leave the house: Rinse dirty ...Wednesday, 26 December 2007 -
What do School Test Scores Mean for the Value of Your Home?
Category: Real Estate/Seller
... the quality of a school. They suggest that looking at a school's performance over time is a more accurate means of judging the quality of a school. Either way, it's clear that higher school test ...Tuesday, 25 December 2007 -
Wallace Shealy - GRI, SRES, ECO
Category: FAQs/General
... of the Real Estate BUYER'S AGENT Council of the National Association of REALTORS® Fast Start Program Specialty markets Vacation/Second First Time Buyers New Homes Buyer Representative Lot/Land ...Tuesday, 25 December 2007 -
Borrowers get tips on dealing with mortgage brokers
Category: Real Estate/Mortgages
Borrowers who don't know how to deal with mortgage brokers waste their own time as well as that of the brokers. Borrower ignorance also encourages brokers to be hustlers rather than professionals. In ...Sunday, 23 December 2007 -
Vacation cottages can be challenging to buy, own
Category: Real Estate/Buyer
Just in time for the peak summer season for buying and selling vacation cottages, Douglas Hunter wrote the ultra-complete "The Cottage Ownership Guide." When I first spotted this well-designed book in ...Sunday, 23 December 2007