Making Dreams of Mountain Living Come TrueSearch
Search Result
-
Sellers, don't be difficult when showing home
Category: Real Estate/Seller
... open houses. The reason for this is that a seller's presence can stifle a showing. Buyers need to critically examine a property before they can decide to buy it or not. This is an important part of the ...Tuesday, 07 October 2008 -
The Critical Role of the REALTOR®
Category: Real Estate/National
... currently listed properties 5. Research sales activity for the past 18 months from MLS and public record databases 6. Research “Average Days on Market” for this property type, price range ...Friday, 11 January 2008 -
The Mortgage Checklist
Category: Real Estate/Mortgages
... disability or pension income, and rental property income. Supporting documentation may include check stubs, bank statements, brokerage statements, or tax returns. In the case of alimony and child support, ...Wednesday, 26 December 2007 -
How Much Can You Afford to Borrow?
Category: Real Estate/Mortgages
... into account closing costs, which are normally three to five percent of the property's value. Calculating Your IncomeTo calculate your income, include any verifiable regular income. Verifiable ...Wednesday, 26 December 2007 -
The Dangers of Not Using a Home Inspector
Category: Real Estate/Buyer
... the property that might give you leverage to negotiate a better price, or may discover problems so severe that you decide against buying the house at all. A home inspection will cost between $300 and ...Wednesday, 26 December 2007 -
Rethinking your home search
Category: Real Estate/Buyer
... bill, and have only made an offer or two during that timeframe. The property you really loved turned out to be entirely too expensive. You lost out in a multiple-offer competition on a property that ...Wednesday, 26 December 2007 -
Pros and Cons of Buying Fixer-Upper Home
Category: Real Estate/Buyer
... have crumbled during renovation projects. Buyers who are convinced that buying and renovating a distressed property will be a personally and financially rewarding endeavor need to make sure that ...Wednesday, 26 December 2007 -
Key Factors to Consider Before Buying a Brand-New Home
Category: Real Estate/Buyer
... of the warranty, as well as have your own inspections done on the home during its construction. Look into the Location and Surrounding Neighborhoods Do some research on the location of the property. ...Wednesday, 26 December 2007 -
Top Renovation Mistakes
Category: Real Estate/Home Improvement
... in others to reduce your costs. Going Against the Norm Particularly if you're renovating with the intent to sell the property afterwards (or even several years into the future), it's important ...Wednesday, 26 December 2007 -
Warm Up an Empty House for Faster Sale
Category: Real Estate/Seller
... consider hiring a staging company. They'll provide furniture and accessories that are in keeping with the look and feel of the property. However, if you don't have the money to spend, it can be just ...Wednesday, 26 December 2007 -
Is it Time to Sell?
Category: Real Estate/Seller
... aware of them - be prepared to market your property aggressively. Most reasons to do with location mean selling is the better option. If you want to move to a better school district, remodeling is ...Wednesday, 26 December 2007 -
Investing in Foreclosures
Category: Real Estate/Investing
... borrower doesn't repay, the lender takes possession of the home. The borrower must then vacate it as they have given up all their interest in the property. Since foreclosures can often be purchased ...Wednesday, 26 December 2007 -
The Truth About Private Mortgage Insurance
Category: Real Estate/Mortgages
Private mortgage insurance has become a common way of offsetting the risk for mortgage lenders when buyers have a small down payment. If your down payment on a property is less than 20% of its appraised ...Wednesday, 26 December 2007 -
Choosing Your Ideal Neighborhood
Category: Real Estate/Buyer
... addition to the costs of mortgage, insurance and home maintenance, consider local property taxes and homeowner association fees, if applicable. What's the Future of the Neighborhood?Try to imagine ...Wednesday, 26 December 2007 -
TV star reveals home-flipping secrets
Category: Real Estate/Home Improvement
... As TV host of The Learning Channel's "Property Ladder," Kemp has become an expert at how to recognize houses with profit potential and those to avoid. She explains how to earn the first profit at ...Wednesday, 26 December 2007 -
Tips for First-time Buyers
Category: Real Estate/Buyer
... are normally 3-5% of the property's value. In addition, owning a home has associated costs - insurance, property taxes, and maintenance all add up. Plan to spend 1% of your property's value on annual ...Wednesday, 26 December 2007 -
The Most Common Home Defects and Solutions
Category: Real Estate/Home Improvement
... critical that you know of them before buying the property. Here are some of the most prevalent, as well as solutions for fixing them. Poor Drainage/Foundation and Basement Water Damage Inspectors ...Wednesday, 26 December 2007 -
Open Houses '101'
Category: Real Estate/Seller
... signage and collecting information about the people who arrive to inspect your home. However, there are several things you can do to make sure the day runs smoothly and your property is presented ...Wednesday, 26 December 2007 -
Cut Your Closing Costs
Category: Real Estate/Buyer
Closing is the point at which a contract between a buyer and a seller is executed, and the title to the property changes hands. This process has a variety of associated costs, most of which are paid ...Wednesday, 26 December 2007 -
All About Escrow Accounts
Category: Real Estate/Mortgages
An escrow account is a means of safeguarding the interests of both the buyer and the seller of a property. The contents of the account are held by a neutral third party (an escrow agent), and are released ...Wednesday, 26 December 2007 -
Mortgage Glossary
Category: FAQs/General
... fee may include the cost of obtaining a property appraisal, a credit report, and a lock-in fee or other closing costs incurred during the process or the fee may be in addition to these charges. The ...Wednesday, 26 December 2007 -
Everything You Need to Know About Mortgage Interest Rates
Category: Real Estate/Mortgages
... interest rates for consumers, which reduces the cost of getting a mortgage, enables more people to purchase property, and stimulates the economy. How Banks Quote Rates Mortgage interest rates ...Wednesday, 26 December 2007 -
Is an Interest-only Loan for You?
Category: Real Estate/Mortgages
... not required to pay principal under the terms of the loan, but you can make principal payments at any time, which will build equity in your property and reduce your interest payments. Disadvantages ...Wednesday, 26 December 2007 -
Tighter Lending Rules Could Backfire
Category: Real Estate/Mortgages
... type of property, and loan purpose. Government intrusion into this very complex process in order to make the FIR rule effective would be a disaster, and nobody has suggested it. Proponents of the ...Wednesday, 26 December 2007 -
Four Reasons for Getting a Home Equity Loan
Category: Real Estate/Mortgages
A home equity loan is one which lets you borrow money using the equity in your property as collateral. Equity is the amount of money you've already paid on your mortgage. With a home equity loan, ...Wednesday, 26 December 2007 -
When you can and can't claim homeowner tax breaks
Category: Real Estate/Mortgages
... the mortgage in our names at that time? --Josette R. DEAR JOSETTE: Because your names are on the title to your personal residence, you are obligated to pay the mortgage and property tax payments ...Wednesday, 26 December 2007 -
What should I consider when buying a condo or loft?
Category: Real Estate/Buyer
... you buy a condo or loft. With a single-family residence, you are the sole property owner. As a condo owner, you are the sole owner of the interior of your dwelling unit, but ownership is shared for the ...Wednesday, 26 December 2007 -
The Best Way to Sell Your Home Quickly
Category: Real Estate/Seller
... A property that has been on the market for a few months might be seen as "stale" and this will make it even more difficult to sell. With that in mind, here are some tips for ensuring a quick sale. Find ...Wednesday, 26 December 2007 -
How to Sell Your Starter Home
Category: Real Estate/Seller
First-time buyers typically have less money to spend on a home than more experienced property owners. If you're selling a smaller home, with one or two bedrooms and bathrooms, you may want to consider ...Wednesday, 26 December 2007 -
The New 40-Year Mortgage
Category: Real Estate/Mortgages
... building equity in the property takes a lot longer. Mortgages are front-loaded in terms of paying interest, and payments on a 40-year loan are almost all interest at the start. And because it takes ...Wednesday, 26 December 2007 -
What do School Test Scores Mean for the Value of Your Home?
Category: Real Estate/Seller
... a given location are clearly changing. Test scores are now influencing property prices more than ever before, because they make it easier to compare schools across the country as well as within a ...Tuesday, 25 December 2007 -
Borrowers get tips on dealing with mortgage brokers
Category: Real Estate/Mortgages
... should shop. Shopping Rates and Points With Brokers Is a Waste of Time. To provide accurate price quotes, brokers need to know many things about the borrower, the property and the transaction. This ...Sunday, 23 December 2007 -
Vacation cottages can be challenging to buy, own
Category: Real Estate/Buyer
... such a property is much different than purchasing an urban house or condominium. The author warns cottage buyers to be aware the listing agent primarily represents the seller and, unless buyers hire ...Sunday, 23 December 2007 -
5 Things to Ask Before Making an Offer on a Condo
Category: Real Estate/Buyer
... nightmare on Monday morning. Property Management CompanyBesides looking at the association meeting notes and the bylaws, it's equally important to check out the management company. Do they have one representative ...Saturday, 22 December 2007 -
Best Way to Buy Home That Needs Repairs
Category: Real Estate/Buyer
... through. Most residential home purchase contracts include an inspection contingency for the buyers to inspect the property. It's not uncommon for items to surface during the inspections that were previously ...Saturday, 22 December 2007 -
How to Find a Good Investment Property
Category: Real Estate/Buyer
... an investment property to rent or to renovate for resale, a large part of your success will come down to the neighborhood you buy into. Developing or undervalued neighborhoods are both good prospects for ...Saturday, 22 December 2007 -
What's Your Sales Strategy?
Category: Real Estate/Seller
... receiving offers from buyers. What Should a Good Strategy Include? Your sales strategy should incorporate two mini-plans, one for marketing your property, and the other for financial considerations ...Saturday, 22 December 2007 -
Secrets to Making a Lowball Offer
Category: Real Estate/Buyer
As the property market cools down, it becomes a good time for property buyers. If you don’t have that much money to spend on a house, but you’re absolutely convinced that it’s the right time for you to ...Friday, 21 December 2007 -
Moving out may bring faster home sale
Category: Real Estate/Seller
... interest to qualify as an itemized tax deduction, the loan must be secured by a mortgage on your property. To qualify for an interest deduction, you should give your wife's parents a mortgage ...Friday, 21 December 2007 -
Shopping for the Best Mortgage
Category: Real Estate/Mortgages
... mortgages are a good option if you’re planning to own the property for only a few years, or if you expect your income to increase over the years so you can comfortably afford higher payments if interest ...Friday, 21 December 2007 -
Best ways to attract fixer-upper buyers
Category: Real Estate/Seller
... sale. But, is it worthwhile to fix a property up before selling if it is in a dismal state? It's usually worthwhile to fix up a needy property in a good location that has great potential and ...Thursday, 20 December 2007 -
Don't buy a house with these problems
Category: Real Estate/Buyer
... obsolescence factors, whether within the property or outside, should always be considered when buying a home. Sometimes they "kill the sale." But in other situations, the buyer doesn't care or ...Thursday, 20 December 2007 -
Fair Housing
Category: FAQs/Terms of Service & Privacy Policy
... religion, sex, disability, familial status, and national origin. Civil Rights Act of 1866 The Civil Rights Act of 1866 prohibits all racial discrimination in the sale or rental of property. Fair ...Thursday, 20 December 2007 -
Finding Perfect House Is All About Timing
Category: Real Estate/Buyer
... find a great property that suits their needs soon after they start their search. But, finding the right property earlier than anticipated can pose a problem for some buyers. Common concerns are: Have ...Thursday, 20 December 2007 -
Making an attractive home-purchase offer
Category: Real Estate/Buyer
It's easy to assume that negotiating is adversarial. You, the buyer, are on one side -- the side that wants to buy a property for the lowest price possible. The opposition on the other side is the seller ...Thursday, 20 December 2007 -
Terms of Service
Category: FAQs/Terms of Service & Privacy Policy
... patents, trade secrets, and any other proprietary right that we may have in our web site, its content, and the goods and services that may be provided. The use of our rights and property requires our prior ...Thursday, 20 December 2007 -
Privacy Policy
Category: FAQs/Terms of Service & Privacy Policy
... find that your use of this site violates our this Policy, Terms of Service, other usage guidelines or as deemed reasonably necessary by us to protect our legal rights and/or property; or (vi) this site ...Thursday, 20 December 2007