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How to keep water flowing during remodel
Category: Real Estate/Home Improvement
... a toilet — just go rent one. Portable toilets are available on a weekly or monthly rental basis, and include delivery, pickup, and, in the case of longer-term rentals, regular cleaning, emptying and other ...Sunday, 27 January 2008 -
The Critical Role of the REALTOR®
Category: Real Estate/National
... for the last 12 months and calculate monthly average 54. Research and verify city sewer / septic tank / septic field system 55. Discuss with homeowner water usage for the last 12 months an calculate ...Friday, 11 January 2008 -
The Mortgage Checklist
Category: Real Estate/Mortgages
... two years (including the dates of your employment, and your gross monthly income). W-2s and/or federal income tax returns for the last two years. Pay stubs for the last 30-60 days. If you're self ...Wednesday, 26 December 2007 -
How Much Can You Afford to Borrow?
Category: Real Estate/Mortgages
... you can obtain. A small down payment will mean higher monthly mortgage payments, while a larger down payment will allow you to borrow more. When calculating how much you can afford, you must also take ...Wednesday, 26 December 2007 -
Make your condo purchase a smart one
Category: Real Estate/Buyer
... Condo Disadvantages Depending on your viewpoint, potential condo disadvantages might include (1) being subject to the rules of the condo homeowner’s association; (2) unexpected increases in monthly ...Wednesday, 26 December 2007 -
When to Fire Your Mortgage Lender
Category: Real Estate/Mortgages
... increases the likelihood that you won't be able to meet your monthly payments, costs you more in interest, and simply lines the pockets of those you're borrowing from. Similarly, be wary of lenders ...Wednesday, 26 December 2007 -
The Truth About Private Mortgage Insurance
Category: Real Estate/Mortgages
... Who Pays? The borrower is responsible for paying private mortgage insurance, and the insurance payments are added to your mortgage loan total and your monthly mortgage payments. The cost will vary ...Wednesday, 26 December 2007 -
Tips for First-time Buyers
Category: Real Estate/Buyer
... you're calculating how much you can afford to spend on a home, your total monthly debt should not exceed 36% of your gross monthly income. If you owe any more than that, you could find it hard to ...Wednesday, 26 December 2007 -
Cut Your Closing Costs
Category: Real Estate/Buyer
... from the day of closing until the first monthly mortgage payment. Escrow account funds - may include two months' worth of advance payments for mortgage insurance, hazard insurance, homeowner's insurance ...Wednesday, 26 December 2007 -
Mortgage Glossary
Category: FAQs/General
... to calculate your APR. It represents your loan amount minus any prepaid finance charges and assumes you will keep the loan to maturity and make only the required monthly payments. Annual Percentage ...Wednesday, 26 December 2007 -
Is an Interest-only Loan for You?
Category: Real Estate/Mortgages
... It also means that you can afford a larger mortgage than you could by more traditional means. Tax DeductionsBecause loan interest is tax-deductible, your entire monthly payment qualifies for deductions ...Wednesday, 26 December 2007 -
Four Reasons for Getting a Home Equity Loan
Category: Real Estate/Mortgages
... problems, and it is in fact how most people use home equity loans. It's an attractive prospect, because you can use a home equity loan to pay off multiple smaller debts, leaving you with one monthly ...Wednesday, 26 December 2007 -
How to Finance a Remodel
Category: Real Estate/Mortgages
... allows you to finance remodeling work that increases your home’s energy efficiency. If you decide to finance some of your remodeling with an EEM, your monthly energy savings are used to finance the ...Wednesday, 26 December 2007 -
The New 40-Year Mortgage
Category: Real Estate/Mortgages
The idea of the 40-year mortgage has been around in America since the 1980s, when interest rates reached record highs of over 18%. With those massive interest rates, the affordability of monthly mortgage ...Wednesday, 26 December 2007 -
5 Things to Ask Before Making an Offer on a Condo
Category: Real Estate/Buyer
... was damaged by the roof leak. Get a copy of the master policy and find out what additional coverage you may need for your peace of mind - and your monthly budget. Knowledge is power. In addition to having ...Saturday, 22 December 2007 -
Increase Your Home’s Value through Energy Efficient Upgrades
Category: Real Estate/Home Improvement
Increasing energy efficiency in the home is becoming more important for several reasons. It is, of course, a great way to reduce your monthly utility bills, but it’s also important because the world’s ...Saturday, 22 December 2007 -
Moving out may bring faster home sale
Category: Real Estate/Seller
... loaned us $50,000. We have been faithfully repaying them monthly, including interest. As they are retired, they need the income. However, when we were audited by the IRS, our interest deduction for this ...Friday, 21 December 2007 -
Shopping for the Best Mortgage
Category: Real Estate/Mortgages
... Mortgages This type of mortgage usually starts out with a lower interest rate (and therefore lower payments) than with a fixed-rate loan. However, your interest rate and monthly payments are dependent ...Friday, 21 December 2007