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Two-day, $2,000 room makeover not reality
Category: Real Estate/Seller
... the cranes, the rental equipment, the professional shoppers, and all the rest of the vast network of other peripheral people and companies are not coming out of that money. Reality home-improvement shows ...Tuesday, 07 October 2008 -
Should you Refinance your Adjustable-Rate Mortgage?
Category: Real Estate/Mortgages
Adjustable-rate mortgages (ARMs) are risky, but they certainly have their uses. If the interest rate on ARMs is low and you're planning to sell after a few years, it can be a definite money-saver compared ...Wednesday, 26 December 2007 -
How Much Can You Afford to Borrow?
Category: Real Estate/Mortgages
... your income and expenses to determine how big a mortgage you can take on. You'll also need to calculate how much money you'll have for a down payment, since this will affect the size of the mortgage ...Wednesday, 26 December 2007 -
The Dangers of Not Using a Home Inspector
Category: Real Estate/Buyer
Home inspections are not required by law, so it can be tempting to skip them. Inspections cost money – and when you’re buying a house the expenses add up quickly and you might feel that adding inspection ...Wednesday, 26 December 2007 -
Pros and Cons of Buying Fixer-Upper Home
Category: Real Estate/Buyer
... attracted to fixers as a way to buy a home in a choice neighborhood that would otherwise be unaffordable. A successful fixer turnaround requires time, money and expertise. If you're a first-timer ...Wednesday, 26 December 2007 -
From the Roof to the Floor, It's Always Wise to Determine Lifespan
Category: Real Estate/Buyer
... build up is the leading cause of dryer failures. It often causes drying times to increase dramatically, which wastes energy and costs more money. Water Heaters Storage tank water heaters usually ...Wednesday, 26 December 2007 -
Top Renovation Mistakes
Category: Real Estate/Home Improvement
... add 15-20% on top of your materials budget. You may not need to spend that much, but if unforeseen complications do arise, you'll be glad you put that money aside. If you're financing your renovations ...Wednesday, 26 December 2007 -
Warm Up an Empty House for Faster Sale
Category: Real Estate/Seller
... consider hiring a staging company. They'll provide furniture and accessories that are in keeping with the look and feel of the property. However, if you don't have the money to spend, it can be just ...Wednesday, 26 December 2007 -
Tips for First-time Buyers
Category: Real Estate/Buyer
... repairs. Remember that moving into your first home probably means spending extra money on furnishings, too. Take all of these things into account when you're calculating how much you can afford to ...Wednesday, 26 December 2007 -
The Most Common Home Defects and Solutions
Category: Real Estate/Home Improvement
... you should you find any these common defects. If a defect is found, you'll have options to have the seller repair the problems or allow for money to be taken off the price due to the defect. The ...Wednesday, 26 December 2007 -
Moving Made Easier and More Affordable
Category: Real Estate/Moving
... and many companies deliver packing materials right to your door, so it's a tempting option. If you want to save some money on packing materials, you can simply use normal cardboard boxes (which you ...Wednesday, 26 December 2007 -
Cut Your Closing Costs
Category: Real Estate/Buyer
... fees Overnight delivery fees Processing fees You can save money on these hidden costs by asking lenders to send documents by regular mail rather than by overnight delivery, or by asking if they ...Wednesday, 26 December 2007 -
How Long Should Your Mortgage Be?
Category: Real Estate/Mortgages
... pay a lower payment for three years and then sell, you may actually end up saving money on your home. If on the other hand, you plan to retire in your home and live there the rest of your life, you ...Wednesday, 26 December 2007 -
All About Escrow Accounts
Category: Real Estate/Mortgages
... as well as earnest money (a small deposit made by the purchaser as a show of good faith, to demonstrate that the offer on the property is serious) and closing costs. To prevent closing delays, the ...Wednesday, 26 December 2007 -
Deciding on a Mortgage Lender
Category: Real Estate/Mortgages
... options carefully before choosing which type to go for. Banks and Credit UnionsBanks and credit unions use money deposited with them to make loans and mortgages. If dealing with a local institution ...Wednesday, 26 December 2007 -
Mortgage Glossary
Category: FAQs/General
... pledged as security for a debt, however the borrower risks losing the property if the loan is not repaid according to the terms of the mortgage or deed of trust Commission Fee - Money paid to a real ...Wednesday, 26 December 2007 -
Is an Interest-only Loan for You?
Category: Real Estate/Mortgages
... than they would be with a conventional loan. This leaves you with increased cash-flow for the period of the loan, and gives you the option of using the extra money to create investments in other areas. ...Wednesday, 26 December 2007 -
Four Reasons for Getting a Home Equity Loan
Category: Real Estate/Mortgages
A home equity loan is one which lets you borrow money using the equity in your property as collateral. Equity is the amount of money you've already paid on your mortgage. With a home equity loan, ...Wednesday, 26 December 2007 -
How to Find the Best Loan for You
Category: Real Estate/Mortgages
... each type of loan and mortgage. FHAThe most common misconception about FHA loans is that the Federal Housing Administration lends the money. The fact is the FHA simply insures the loan in case ...Wednesday, 26 December 2007 -
When you can and can't claim homeowner tax breaks
Category: Real Estate/Mortgages
DEAR BOB: My husband and I recently purchased our first home. Although we both earn good money, our credit isn't so good. On the advice of our mortgage consultant, we obtained an interest-only 100 ...Wednesday, 26 December 2007 -
How to Finance a Remodel
Category: Real Estate/Mortgages
... amount which you can borrow, and you can draw funds when you need them and pay interest only on the amount of money you have used. Some programs have a minimum withdrawal amount and most have variable ...Wednesday, 26 December 2007 -
Smart Ways to Stay Cool
Category: Real Estate/Home Improvement
... day of the week, so you can save money when you're at work or sleeping. Using a programmable thermostat can save an estimated $100 every year. Change your filter. Check, clean or change your filter every ...Wednesday, 26 December 2007 -
How to Sell Your Starter Home
Category: Real Estate/Seller
First-time buyers typically have less money to spend on a home than more experienced property owners. If you're selling a smaller home, with one or two bedrooms and bathrooms, you may want to consider ...Wednesday, 26 December 2007 -
Mortgage Mistakes to Avoid
Category: Real Estate/Mortgages
... on the Down Payment A huge mistake that many borrowers make is spending all of their cash on the down payment. Doing this may cause them to not have enough money at closing for the various fees that ...Sunday, 23 December 2007 -
Best Way to Buy Home That Needs Repairs
Category: Real Estate/Buyer
Recently buyers who were in contract to purchase a home in Oakland, Calif., asked the seller to credit them money in escrow. The money was to be applied toward repairs that were recommended in the course ...Saturday, 22 December 2007 -
Increase Your Home’s Value through Energy Efficient Upgrades
Category: Real Estate/Home Improvement
... will save you money in the long term, but the start-up costs are high. One way of financing such remodeling is with an Energy-efficient Mortgage. To qualify for an EEM, the money you save on your monthly ...Saturday, 22 December 2007 -
How to Avoid 8 Costly Moving Mistakes
Category: Real Estate/Buyer
... bill on delivery? Does the contract allow them to bill you for more later? 3. Choosing a moving company based on price aloneYou could end up spending more time and money in the end trying to fix a moving ...Friday, 21 December 2007 -
Secrets to Making a Lowball Offer
Category: Real Estate/Buyer
As the property market cools down, it becomes a good time for property buyers. If you don’t have that much money to spend on a house, but you’re absolutely convinced that it’s the right time for you to ...Friday, 21 December 2007 -
Best ways to attract fixer-upper buyers
Category: Real Estate/Seller
Buyers tend to want listings that are in move-in condition. For that reason, sellers often put a lot of time and money into prepping their homes for market to realize the largest profit possible from the ...Thursday, 20 December 2007 -
Save money on home improvement
Category: Real Estate/Home Improvement
... capacity or better appearance of the higher grades, save some money by selecting a lower grade that's appropriate for the intended use. Also, many lumber yards have piles of lumber that are culled out ...Thursday, 20 December 2007 -
Asheville Accolades
Category: Real Estate/Western North Carolina & East Tennessee
Asheville has been recognized for its splendors by dozens of magazines, Web sites and publications in recent years. Accolades range from the designation by Frommer's as one of a dozen top travel destinations ...Monday, 03 December 2007