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Sellers, don't be difficult when showing home
Category: Real Estate/Seller
... makes an appointment. You don't need to let an agent in who hasn't followed the MLS instructions. THE CLOSING: For some properties, and in some areas, it's appropriate for the listing agent to show the ...Tuesday, 07 October 2008 -
The Critical Role of the REALTOR®
Category: Real Estate/National
... offers on sellers behalf, setting time limits for loan approval and closing date 126. Fax copies of contract and all addendums to sellers lawyer and buyer’s agent 127. When Offer to Purchase ...Friday, 11 January 2008 -
The Mortgage Checklist
Category: Real Estate/Mortgages
... provide its contract of sale and HUD-1 closing statement before closing on your new property. If you're building a new house, you'll also need to supply a set of house plans and a cost breakdown, ...Wednesday, 26 December 2007 -
Should you Refinance your Adjustable-Rate Mortgage?
Category: Real Estate/Mortgages
... a good credit rating, a steady income, and a certain amount of equity in your home. Bear in mind that taking out a new mortgage will mean another round of closing costs, and you may also have to pay ...Wednesday, 26 December 2007 -
How Much Can You Afford to Borrow?
Category: Real Estate/Mortgages
... into account closing costs, which are normally three to five percent of the property's value. Calculating Your IncomeTo calculate your income, include any verifiable regular income. Verifiable ...Wednesday, 26 December 2007 -
The Dangers of Not Using a Home Inspector
Category: Real Estate/Buyer
... guarantee that such a referral will be objective, because as always the agent’s number one priority is closing the deal. Instead, talk to friends and acquaintances who have had recent contact with ...Wednesday, 26 December 2007 -
Rethinking your home search
Category: Real Estate/Buyer
... trusted financial advisor to see if you're looking in the right price range. If you're over your head financially, scale back to a level that feels comfortable. THE CLOSING: It can be useful to reconsider ...Wednesday, 26 December 2007 -
Pros and Cons of Buying Fixer-Upper Home
Category: Real Estate/Buyer
... with no prior building experience should limit their participation to less complicated projects such as painting and yard cleanup. THE CLOSING: Save copies of old reports and documentation of defects ...Wednesday, 26 December 2007 -
Top Renovation Mistakes
Category: Real Estate/Home Improvement
... you're trying to sell a home without a garage. Closing off open spaces is definitely something to be avoided. If you have an open-plan kitchen and dining room, walling those rooms off isn't a good ...Wednesday, 26 December 2007 -
When to Fire Your Mortgage Lender
Category: Real Estate/Mortgages
... you no closing costs or points usually have bigger penalties and penalty charges built into their contracts. Lenders should provide you with a "good faith estimate." This is an estimate of expenses ...Wednesday, 26 December 2007 -
Tips for First-time Buyers
Category: Real Estate/Buyer
... get a loan. If you must have that new car, wait until closing is completed before you buy so that your purchase doesn't affect your mortgage eligibility. Investigate "Hidden" Costs Closing costs ...Wednesday, 26 December 2007 -
How to Negotiate for Top Dollar
Category: Real Estate/Seller
... with Inspections and ClosingsAnother way to ensure you get top dollar for your home is to be generous with the inspection times and closing date. For example, a buyer might make an offer on your ...Wednesday, 26 December 2007 -
Cut Your Closing Costs
Category: Real Estate/Buyer
Closing is the point at which a contract between a buyer and a seller is executed, and the title to the property changes hands. This process has a variety of associated costs, most of which are paid ...Wednesday, 26 December 2007 -
All About Escrow Accounts
Category: Real Estate/Mortgages
... only when all of the conditions of the contract between the seller and the buyer of a property are met. Prior to closing, the escrow account is used to hold the buyer's deposit on the property, ...Wednesday, 26 December 2007 -
Mortgage Glossary
Category: FAQs/General
... closing fees, points, etc. Your APR represents the total cost of credit on a yearly basis after all charges are taken into consideration. It will usually be slightly higher than your Actual Rate ...Wednesday, 26 December 2007 -
Is an Interest-only Loan for You?
Category: Real Estate/Mortgages
... equity. If you're forced to sell up and move much sooner than you expected, you may end up losing a significant amount of money in agent fees and closing costs - and you've got no equity in the house ...Wednesday, 26 December 2007 -
How to Find the Best Loan for You
Category: Real Estate/Mortgages
... of loans, they may have higher loan-to-value ratios. An FHA loan is best for someone who doesn't have perfect credit and individuals who need low down payments and low closing costs. VA-Guaranteed ...Wednesday, 26 December 2007 -
When you can and can't claim homeowner tax breaks
Category: Real Estate/Mortgages
... purchase contract is signed by both parties or does it start on the date of the actual closing of the sale? --Bill B. DEAR BILL: The 12-month long-term capital gains real estate holding period ...Wednesday, 26 December 2007 -
What should I consider when buying a condo or loft?
Category: Real Estate/Buyer
... the HOA. THE CLOSING: It's also a good idea to talk to several condo owners to find out what they like most and least about living there. ...Wednesday, 26 December 2007 -
How to Avoid Paying the Capital Gains Tax
Category: Real Estate/Mortgages
... is low enough). Now for a little math. Capital gains are calculated by the net selling price (sale price minus real estate commissions and closing costs) minus the adjusted basis (original cost plus ...Wednesday, 26 December 2007 -
Mortgage Mistakes to Avoid
Category: Real Estate/Mortgages
... on the Down Payment A huge mistake that many borrowers make is spending all of their cash on the down payment. Doing this may cause them to not have enough money at closing for the various fees that ...Sunday, 23 December 2007 -
Best Way to Buy Home That Needs Repairs
Category: Real Estate/Buyer
... to repair the problems. Or they could ask for a monetary credit at closing to offset some or all of the repair costs. There are pros and cons to the various options, depending on the situation. Before ...Saturday, 22 December 2007 -
What's Your Sales Strategy?
Category: Real Estate/Seller
... process, what do you want to stand firm on, and where are you willing to compromise? Consider such things as: The length of the closing period. Who pays closing costs? Who pays for repairs that ...Saturday, 22 December 2007 -
How to Avoid 8 Costly Moving Mistakes
Category: Real Estate/Buyer
... day of closingWhile most buyers take possession of their new home on the day of closing, there are a lot of conflicts that can arise unexpectedly. Be sure to keep in constant communication with your escrow ...Friday, 21 December 2007 -
Secrets to Making a Lowball Offer
Category: Real Estate/Buyer
... relative, and they just want to get the whole thing over with. Maybe they’ve defaulted on their mortgage payments and the house is foreclosing. These are motivated sellers and they’re more willing to accept ...Friday, 21 December 2007 -
Moving out may bring faster home sale
Category: Real Estate/Seller
... those windows, however, is to offer your buyer a "repair credit" at the closing, such as $500 or $1,000. Chances are the buyer won't even replace those windows, but then you won't risk losing the sale ...Friday, 21 December 2007 -
Shopping for the Best Mortgage
Category: Real Estate/Mortgages
... Mortgage pre-approval is one of the best bargaining tools you can have when it comes to negotiating a sales price. Plus, it’ll save you valuable time at closing. HouseValues ...Friday, 21 December 2007 -
Best ways to attract fixer-upper buyers
Category: Real Estate/Seller
... the chance of a deal falling apart when the buyer finds out the extent of the necessary work. THE CLOSING: Even if you don't do fix-up work, the yard and house should be clean and free of debris ...Thursday, 20 December 2007 -
Finding Perfect House Is All About Timing
Category: Real Estate/Buyer
... means that you could end up paying more than the asking price if you end up bidding in competition with other buyers who want the same kind of a property you do. THE CLOSING: Don't pass up a good listing ...Thursday, 20 December 2007 -
Making an attractive home-purchase offer
Category: Real Estate/Buyer
... offering this information at the beginning of the dialogue. That way, you have something more of value that you can offer the sellers in exchange for a further price concession. THE CLOSING: ...Thursday, 20 December 2007 -
Pro's guide to painting houses
Category: Real Estate/Home Improvement
... paint absorption with the rest of the siding. Finally, re-caulk any areas that require it, closing up all the gaps in the siding and trim before painting. If you have done a lot of sanding and ...Thursday, 20 December 2007